ENTOURAGE INTEGRATED TRUST LIMITEDis looking for an EXPERIENCED LOAN OFFICER in PERSONAL & SME to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in LAGOS STATE
Loan Officer responsibilities include preparing loan applications, evaluating clients’ financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
Ultimately, you will help our clients acquire loans in a timely manner, while ensuring all requirements are met.
RESPONSIBILITIES
Review loan requests
Assess clients’ financial status
Evaluate creditworthiness and risks
Contact clients to gather financial data and documentation
Analyze risks and approve or reject loan requests
Set up payment plans
Maintain updated records of loan applications
Follow up with clients about loan renewals
Monitor progress of existing loans
REQUIREMENTS AND SKILLS
Minimum of 3 years proven work experience as a Loan Officer
Minimum of 3 years Personal & SME lending experience
Hands-on experience with lending procedures and products
Ability to create and process financial spreadsheets
Strong analytical skills
Excellent communication and interpersonal skills
Customer service experience
NCE/OND/HND/BSc in Banking and Finance, Economics or related field
BENEFITS
Starting Salary: 150,000
Bi-annual Profit Sharing
HMO
Flexible working hour
Yearly appraisal
Salary review based on performance