Job Summary
The Field Verification Officer is responsible for conducting physical visits to applicants’ businesses, homes, and guarantors to verify information provided during loan applications. This role ensures the accuracy of client data, assesses repayment capacity, and mitigates fraud risks for OPay Merchant Loan.
Key Responsibilities
Field Verification: Conduct physical verification on the platform provided by the company of the applicant, applicant’s businesses and homes, and guarantors.
Data Validation: Cross-check applicant’s information, such as income, profit, footfall, inventory, etc.
Risk Assessment: Identify red flags (e.g., false documentation, inflated income) and report discrepancies accordingly.
Compliance: Ensure adherence to CBN guidelines and internal SOP during verification.
Fraud Prevention: Detect and escalate potential fraud cases proactively.
Qualifications & Experience
Education: OND/HND. (Must have basic understanding of numbers.)
Experience: Preferably, with 1+ years in field verification, credit appraisal, or risk assessment. If not, must be willing to learn.
Skills
Strong observational and analytical skills.
Proficiency in using digital cameras, and basic reporting apps.
Excellent interpersonal and investigative skills.
Personal Attributes: Detail-oriented, honest, ethical, discreet.
Personal Attributes: Self-motivated, resilient, trustworthy, and able to work independently.